Paytm Postpaid Services To Kirana Stores, Retail Chains

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paytm kirana store
paytm kirana store

Paytm has introduced its postpaid services in a brand new form. It has extended its postpaid services to paytm Kirana stores and retail chains. When this pandemic forced the economy to shut for two months, a lot of people lost their jobs and faced a severe cash crunch. Paytm assists them to avail an online credit and consume all essentials.

The paytm Kirana stores and retail chains also establish a connection with Paytm users with their contact numbers, location, distance, rating and reviews available on app. Now people are struggling to work in Unlock 1.0 and fighting Coronavirus, they need a contactless payment option for goods and services. This serves the purpose of social distancing.

Paytm Postpaid Services To Kirana Stores

paytm retail chain
paytm retail chain

Recall the times when we were locked in our houses and had to stock up a grocery. We would wear masks, stand in long queues and make payments through cash or card. Now we can avail credit for our monthly expenses. All we need to do is, check our civil score on the app and find the right Postpaid offer.

On clicking the postpaid banner, it asks for our details including permanent account number. It calculates the credit score and notifies the Postpaid offers.

For example,

  • we can shop now, pay next month
  • Spend at 5 lakhs+ shops and apps
  • Enjoy one click payments
  • Repay bill or continue to EMI

There are three different features as per the credit limit. Lite has a credit limit of Rs. 20000. Delite and Elite have a credit limit from Rs. 20000 to Rs. 100,000 with no convenience charge. Suppose we fall in Delite, we can feed our entire family for a month at no additional cost. On 7th of every next month, we will have to clear our dues.

All neighbourhood stores and retail outlets like Apollo Pharmacy, Amul, Motherdairy, Reliance Fresh, Ananda, Safal etc are covered in this service. Paytm Mall is also open for Postpaid service. We can order a pizza, buy apparel, buy an electronic appliance etc.

People who use Paytm for maximum transactions shall benefit more. The more active we are, the more creditworthy we are.

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Saurav Mishra is a Delhi based professional journalist and currently associated with India's largest News Network. He is very passionate for developing effective media content. He is very keen in information sharing regarding all current affairs. Timesdot is his latest initiative to bring new avenues to digital media. In next 18 months he expects Timesdot will become one of the leading infotainment platform among youths.