6 Easy Step Ways To Make Payments Through WhatsApp

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6 Easy Step Ways To Make Payments Through WhatsApp: WhatsApp which has more than 1 billion users all over the world is going to launch its payment feature to its 200 Million Indian users. By bringing WhatsApp payment feature, It is going to directly compete against the Paytm, PhonePe and Google’s Tez app.

WhatsApp is comparatively a much larger platform than these UPI based apps, Thus it has the potential to increase the use of digital payments in a country like India.

How To Make Payments Through WhatsApp
How To Make Payments Through WhatsApp

WhatsApp has been testing that feature for quite some time now and it all set to be launched to its users.

The basic and most important function of WhatsApp Pay Feature is that it will allow users to send digital payments to their family or friends. Digital payments on WhatsApp can be made easily , it is as easy as sending an image or video.

The WhatsApp Payments feature will be working the same way Paytm or tez works, It will work on the digital payments system developed by UPI.

Let us remind you that the new WhatsApp Payments feature is only available for its Indian users. This will be launched to target Indian users.

To make a successful payment at WhatsApp, users will have to set a PIN number which will be asked when you’re transferring money to someone. and then he will have to give the receiver’s UPI ID or his mobile number. The transactions done through WhatsApp will directly transfer funds to the receiver’s bank account.

How To Set Up The WhatsApp Payments Feature

Step 1) First of all Go to ‘WhatsApp’ > ‘Settings’ and when you have updated WhatsApp which has payments system in it. You’ll see a payments option in settings. tap on ‘Payments’.

Step 2) Payments page will be opened in front of you. At the Payments page, you will have to add your details related to your bank account.

Step 3) After filling all the necessary details you’ll have to accept the terms and conditions.

Step 4) After completing step 3 you’ll have to verify the mobile number through a SMS. You will be asked to enter your mobile number which is linked to its bank account. Enter your mobile number which is related to your bank account.

5) After this, A list of banks with UPI will be displayed. Select your bank.

6) After completing step 5 , You will have to enter the last 6 digits of your debit card , with the expiry date. These details will be used to create a VPA.

How to use WhatsApp pay

How to Use WhatsApp Pay Feature

1) Android users will need to Click on the attach button, and then You will see an option ‘Payment’.
While iOS users will have to tap on the plus sign.

Step 2) After you tap on the payments option in chat screens, you will be asked to enter the amount which you want to send and your UPI PIN to send the payment to the receiver.

Note: Please keep in mind that the receiver is also required to have the WhatsApp Payment feature for the successful transaction.

WhatsApp’s new payment feature is likely to increase digital transactions throughout the country. It is already an established player in the Indian market. 200 million users are a proof of it. WhatsApp could be the major boost that digital payments need.

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Saurav Mishra is a Delhi based professional journalist and currently associated with India's largest News Network. He is very passionate for developing effective media content. He is very keen in information sharing regarding all current affairs. Timesdot is his latest initiative to bring new avenues to digital media. In next 18 months he expects Timesdot will become one of the leading infotainment platform among youths.